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Risk Management

Risk management is the single most important skill in trading. It is the difference between traders who survive long-term and those who blow their accounts. Master this before anything else.

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The 1-2% Rule

The golden rule of risk management: never risk more than 1-2% of your total account on a single trade.

This means if you have a ₹50,000 account, maximum loss per trade = ₹500-₹1,000.

Why? Because even the best traders have losing streaks. With 1% risk, you can lose 20 trades in a row and still have 80% of your capital intact. Risk 10% per trade and 5 losses wipes 40% of your account.

Position Size Calculator

The formula for correct position sizing:

Lot Size = (Account × Risk%) ÷ (SL in pips × Pip value)

Example: Account = ₹1,00,000 | Risk = 1% = ₹1,000 | SL = 20 pips | Pip value = ₹83 (for 0.1 lot EUR/USD)
Lot size = 1,000 ÷ (20 × 83) = 1,000 ÷ 1,660 = 0.06 lots
Account Risk % Risk Amount SL 20 pips Lot Size
₹50,000 1% ₹500 ₹83/pip per 0.1 ~0.03 lots
₹1,00,000 1% ₹1,000 ₹83/pip per 0.1 ~0.06 lots
₹5,00,000 1% ₹5,000 ₹83/pip per 0.1 ~0.30 lots
₹10,00,000 1% ₹10,000 ₹83/pip per 0.1 ~0.60 lots

Stop Loss Placement

  • Rule 1: Always place your SL BEFORE entering the trade — never trade without an SL
  • Structural SL: Place SL just beyond the nearest swing high/low — beyond where your setup is invalid
  • ATR-based SL: Use 1.5x ATR (Average True Range) to account for normal market noise
  • Never move SL wider: If price is approaching your SL, that means your analysis is wrong — let it hit
  • Move to Breakeven: Once price moves 1:1 in your favour, move SL to entry price — free trade

Pro Tip: Your stop loss placement determines your position size. If you need a wide SL, reduce your lot size to keep risk at 1-2%. Never widen the SL — reduce the lot size instead.

Drawdown Management

  • Normal Drawdown: 0-10% — business as usual, continue trading normally
  • Warning Zone: 10-20% — review your trades, reduce position size by 50%
  • Danger Zone: 20-30% — stop trading for 1 week, review your system completely
  • Critical: 30%+ — stop trading, go back to demo, rebuild your strategy
  • The math of recovery: 50% loss requires 100% gain to recover. Protect capital at all costs.
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Key Takeaways

  • Risk maximum 1-2% of account per trade
  • Never move SL further away — only tighten it
  • Position size, not SL distance, controls risk
  • Use the 5% portfolio rule — max 5% across all open trades
  • Drawdown below 20% — reduce position size
  • Keep a trading journal for every trade
  • Emotional decisions = account blowup
  • Consistency beats big wins

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